Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 108,352,000 | 112,591,000 | 110,073,000 | 110,877,000 |
| Total loans | 76,697,000 | 76,641,000 | 77,915,000 | 75,843,000 |
| Allowance for loan losses | 542,000 | 570,000 | 680,000 | 644,000 |
| Securities available for sale | 19,295,000 | 19,429,000 | 20,132,000 | 19,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,842,000 | 101,737,000 | 98,646,000 | 99,857,000 |
| Interest-bearing deposits | 75,899,000 | 66,764,000 | 66,545,000 | 78,402,000 |
| Noninterest-bearing deposits | 21,943,000 | 34,973,000 | 32,101,000 | 21,455,000 |
| Equity capital | 8,939,000 | 9,220,000 | 9,957,000 | 9,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,944,000 | 4,551,000 | 6,148,000 |
| Interest expense | 506,000 | 1,060,000 | 1,662,000 | 2,229,000 |
| Net interest income | 921,000 | 1,884,000 | 2,889,000 | 3,919,000 |
| Noninterest income | 121,000 | 243,000 | 362,000 | 461,000 |
| Noninterest expense | 878,000 | 1,768,000 | 2,632,000 | 3,517,000 |
| Provision for loan losses | 23,000 | 36,000 | 183,000 | 275,000 |
| Pretax income | 141,000 | 327,000 | 555,000 | 713,000 |
| Income tax | 31,000 | 67,000 | 105,000 | 208,000 |
| Net income | 110,000 | 260,000 | 450,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,922,000 | 11,078,000 | 11,276,000 | 11,252,000 |