Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 103,482,000 | 104,043,000 | 107,447,000 | 109,109,000 |
| Total loans | 72,255,000 | 74,830,000 | 75,450,000 | 75,746,000 |
| Allowance for loan losses | 709,000 | 722,000 | 703,000 | 581,000 |
| Securities available for sale | 19,729,000 | 19,119,000 | 18,810,000 | 19,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,691,000 | 94,316,000 | 97,759,000 | 98,787,000 |
| Interest-bearing deposits | 71,116,000 | 72,156,000 | 74,997,000 | 75,959,000 |
| Noninterest-bearing deposits | 22,575,000 | 22,160,000 | 22,762,000 | 22,828,000 |
| Equity capital | 8,708,000 | 8,508,000 | 8,258,000 | 8,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,513,000 | 3,856,000 | 5,252,000 |
| Interest expense | 237,000 | 547,000 | 942,000 | 1,398,000 |
| Net interest income | 995,000 | 1,966,000 | 2,914,000 | 3,854,000 |
| Noninterest income | 96,000 | 224,000 | 352,000 | 492,000 |
| Noninterest expense | 952,000 | 1,839,000 | 2,744,000 | 3,627,000 |
| Provision for loan losses | 11,000 | 23,000 | 226,000 | 301,000 |
| Pretax income | 128,000 | 328,000 | 296,000 | 418,000 |
| Income tax | 33,000 | 76,000 | 109,000 | 83,000 |
| Net income | 95,000 | 252,000 | 187,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,692,000 | 10,713,000 | 10,654,000 | 10,807,000 |