Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 119,458,000 | 115,972,000 | 109,379,000 | 107,455,000 |
| Total loans | 68,130,000 | 70,666,000 | 73,476,000 | 71,745,000 |
| Allowance for loan losses | 636,000 | 646,000 | 657,000 | 667,000 |
| Securities available for sale | 21,976,000 | 20,568,000 | 19,430,000 | 19,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,398,000 | 106,215,000 | 100,205,000 | 97,997,000 |
| Interest-bearing deposits | 84,999,000 | 80,618,000 | 75,103,000 | 73,040,000 |
| Noninterest-bearing deposits | 24,399,000 | 25,597,000 | 25,101,000 | 24,957,000 |
| Equity capital | 9,367,000 | 9,002,000 | 8,371,000 | 8,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,118,000 | 3,316,000 | 4,534,000 |
| Interest expense | 111,000 | 217,000 | 317,000 | 471,000 |
| Net interest income | 914,000 | 1,901,000 | 2,999,000 | 4,063,000 |
| Noninterest income | 126,000 | 251,000 | 381,000 | 513,000 |
| Noninterest expense | 819,000 | 1,626,000 | 2,463,000 | 3,367,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 229,000 | 529,000 | 911,000 | 1,194,000 |
| Income tax | 64,000 | 122,000 | 206,000 | 302,000 |
| Net income | 165,000 | 407,000 | 705,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,273,000 | 10,521,000 | 10,659,000 | 10,852,000 |