Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 112,565,000 | 113,750,000 | 115,200,000 | 117,434,000 |
| Total loans | 65,577,000 | 62,679,000 | 63,582,000 | 65,885,000 |
| Allowance for loan losses | 613,000 | 610,000 | 620,000 | 624,000 |
| Securities available for sale | 8,622,000 | 11,235,000 | 16,402,000 | 22,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,524,000 | 103,511,000 | 104,361,000 | 106,662,000 |
| Interest-bearing deposits | 80,244,000 | 81,045,000 | 80,823,000 | 82,652,000 |
| Noninterest-bearing deposits | 22,280,000 | 22,466,000 | 23,538,000 | 24,010,000 |
| Equity capital | 9,434,000 | 9,553,000 | 10,149,000 | 10,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,067,000 | 3,089,000 | 4,106,000 |
| Interest expense | 158,000 | 309,000 | 455,000 | 590,000 |
| Net interest income | 919,000 | 1,758,000 | 2,634,000 | 3,516,000 |
| Noninterest income | 124,000 | 234,000 | 346,000 | 478,000 |
| Noninterest expense | 768,000 | 1,533,000 | 2,344,000 | 3,162,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 266,000 | 441,000 | 609,000 | 796,000 |
| Income tax | 71,000 | 128,000 | 170,000 | 205,000 |
| Net income | 195,000 | 313,000 | 439,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,190,000 | 9,314,000 | 9,945,000 | 10,103,000 |