Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 92,111,000 | 102,267,000 | 102,083,000 | 109,187,000 |
| Total loans | 65,814,000 | 68,658,000 | 69,652,000 | 67,880,000 |
| Allowance for loan losses | 595,000 | 605,000 | 606,000 | 614,000 |
| Securities available for sale | 8,281,000 | 8,155,000 | 7,266,000 | 6,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,354,000 | 92,085,000 | 92,162,000 | 99,233,000 |
| Interest-bearing deposits | 67,521,000 | 74,175,000 | 74,054,000 | 77,490,000 |
| Noninterest-bearing deposits | 14,833,000 | 17,910,000 | 18,108,000 | 21,743,000 |
| Equity capital | 8,690,000 | 9,018,000 | 9,252,000 | 9,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,204,000 | 3,222,000 | 4,265,000 |
| Interest expense | 210,000 | 426,000 | 630,000 | 812,000 |
| Net interest income | 868,000 | 1,778,000 | 2,592,000 | 3,453,000 |
| Noninterest income | 102,000 | 208,000 | 330,000 | 459,000 |
| Noninterest expense | 760,000 | 1,503,000 | 2,251,000 | 2,974,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 286,000 | 550,000 | 736,000 | 994,000 |
| Income tax | 80,000 | 161,000 | 223,000 | 250,000 |
| Net income | 206,000 | 389,000 | 513,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,674,000 | 8,863,000 | 8,994,000 | 9,111,000 |