Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,468,000 | 85,907,000 | 86,441,000 | 89,484,000 |
| Total loans | 64,933,000 | 66,546,000 | 67,647,000 | 67,146,000 |
| Allowance for loan losses | 619,000 | 627,000 | 598,000 | 598,000 |
| Securities available for sale | 12,667,000 | 12,701,000 | 11,041,000 | 10,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,318,000 | 76,532,000 | 76,853,000 | 79,739,000 |
| Interest-bearing deposits | 62,137,000 | 62,107,000 | 62,304,000 | 63,044,000 |
| Noninterest-bearing deposits | 15,181,000 | 14,425,000 | 14,549,000 | 16,695,000 |
| Equity capital | 8,057,000 | 8,405,000 | 8,562,000 | 8,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,089,000 | 3,244,000 | 4,373,000 |
| Interest expense | 188,000 | 392,000 | 603,000 | 818,000 |
| Net interest income | 844,000 | 1,697,000 | 2,641,000 | 3,555,000 |
| Noninterest income | 86,000 | 171,000 | 262,000 | 390,000 |
| Noninterest expense | 664,000 | 1,341,000 | 2,051,000 | 2,876,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 267,000 | 521,000 | 867,000 | 1,092,000 |
| Income tax | 83,000 | 169,000 | 288,000 | 326,000 |
| Net income | 184,000 | 352,000 | 579,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,104,000 | 8,278,000 | 8,390,000 | 8,584,000 |
| Total capital | 8,723,000 | 8,905,000 | 8,988,000 | 9,182,000 |
| Risk-weighted assets | 61,324,000 | 62,415,000 | 60,516,000 | 64,871,000 |