Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 80,328,000 | 79,189,000 | 84,342,000 | 89,212,000 |
| Total loans | 57,618,000 | 60,808,000 | 63,460,000 | 64,428,000 |
| Allowance for loan losses | 607,000 | 598,000 | 610,000 | 615,000 |
| Securities available for sale | 11,505,000 | 12,204,000 | 12,430,000 | 12,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,989,000 | 70,640,000 | 75,747,000 | 80,476,000 |
| Interest-bearing deposits | 58,065,000 | 57,669,000 | 62,004,000 | 62,784,000 |
| Noninterest-bearing deposits | 13,924,000 | 12,971,000 | 13,744,000 | 17,692,000 |
| Equity capital | 7,513,000 | 7,684,000 | 7,638,000 | 7,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,913,000 | 2,932,000 | 3,969,000 |
| Interest expense | 98,000 | 202,000 | 335,000 | 513,000 |
| Net interest income | 820,000 | 1,711,000 | 2,597,000 | 3,456,000 |
| Noninterest income | 70,000 | 157,000 | 248,000 | 371,000 |
| Noninterest expense | 693,000 | 1,355,000 | 2,133,000 | 2,896,000 |
| Provision for loan losses | 5,000 | 10,000 | 20,000 | 28,000 |
| Pretax income | 192,000 | 503,000 | 692,000 | 903,000 |
| Income tax | 62,000 | 155,000 | 231,000 | 320,000 |
| Net income | 130,000 | 348,000 | 461,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,809,000 | 8,072,000 | 7,869,000 | 8,032,000 |
| Total capital | 8,388,000 | 8,670,000 | 8,479,000 | 8,647,000 |
| Risk-weighted assets | 46,317,000 | 58,037,000 | 60,664,000 | 62,486,000 |