Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,440,000 | 76,943,000 | 78,003,000 | 84,003,000 |
| Total loans | 54,303,000 | 54,489,000 | 55,700,000 | 55,361,000 |
| Allowance for loan losses | 596,000 | 606,000 | 611,000 | 607,000 |
| Securities available for sale | 10,845,000 | 12,475,000 | 12,200,000 | 11,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,328,000 | 68,562,000 | 69,518,000 | 75,559,000 |
| Interest-bearing deposits | 57,404,000 | 57,591,000 | 57,835,000 | 60,108,000 |
| Noninterest-bearing deposits | 11,924,000 | 10,971,000 | 11,683,000 | 15,451,000 |
| Equity capital | 7,533,000 | 7,742,000 | 7,767,000 | 7,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,707,000 | 2,593,000 | 3,499,000 |
| Interest expense | 88,000 | 179,000 | 276,000 | 377,000 |
| Net interest income | 762,000 | 1,528,000 | 2,317,000 | 3,122,000 |
| Noninterest income | 82,000 | 159,000 | 239,000 | 330,000 |
| Noninterest expense | 656,000 | 1,286,000 | 1,939,000 | 2,607,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 173,000 | 377,000 | 592,000 | 820,000 |
| Income tax | 48,000 | 128,000 | 211,000 | 489,000 |
| Net income | 125,000 | 249,000 | 381,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,543,000 | 7,694,000 | 7,763,000 | 7,772,000 |
| Total capital | 8,075,000 | 8,233,000 | 8,313,000 | 8,307,000 |
| Risk-weighted assets | 42,490,000 | 43,031,000 | 43,915,000 | 42,706,000 |