Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,789,000 | 74,872,000 | 76,263,000 | 77,475,000 |
| Total loans | 49,550,000 | 53,963,000 | 55,621,000 | 54,195,000 |
| Allowance for loan losses | 553,000 | 569,000 | 574,000 | 584,000 |
| Securities available for sale | 18,427,000 | 11,730,000 | 11,523,000 | 10,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,543,000 | 66,332,000 | 67,590,000 | 68,878,000 |
| Interest-bearing deposits | 54,059,000 | 55,562,000 | 56,731,000 | 56,701,000 |
| Noninterest-bearing deposits | 10,484,000 | 10,770,000 | 10,859,000 | 12,177,000 |
| Equity capital | 7,403,000 | 7,622,000 | 7,704,000 | 7,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,756,000 | 2,639,000 | 3,506,000 |
| Interest expense | 86,000 | 172,000 | 260,000 | 351,000 |
| Net interest income | 790,000 | 1,584,000 | 2,379,000 | 3,155,000 |
| Noninterest income | 54,000 | 137,000 | 225,000 | 324,000 |
| Noninterest expense | 594,000 | 1,207,000 | 1,853,000 | 2,580,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 229,000 | 557,000 | 812,000 | 950,000 |
| Income tax | 80,000 | 188,000 | 265,000 | 386,000 |
| Net income | 149,000 | 369,000 | 547,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,283,000 | 7,512,000 | 7,603,000 | 7,499,000 |
| Total capital | 7,836,000 | 8,081,000 | 8,177,000 | 8,083,000 |
| Risk-weighted assets | 48,709,000 | 51,501,000 | 52,444,000 | 52,438,000 |