Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,879,000 | 71,079,000 | 71,845,000 | 74,177,000 |
| Total loans | 42,059,000 | 43,796,000 | 45,669,000 | 46,426,000 |
| Allowance for loan losses | 529,000 | 505,000 | 535,000 | 535,000 |
| Securities available for sale | 19,480,000 | 19,294,000 | 19,222,000 | 19,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,242,000 | 63,749,000 | 64,079,000 | 66,357,000 |
| Interest-bearing deposits | 54,440,000 | 53,248,000 | 53,558,000 | 54,310,000 |
| Noninterest-bearing deposits | 9,802,000 | 10,501,000 | 10,520,000 | 12,047,000 |
| Equity capital | 6,946,000 | 6,625,000 | 6,986,000 | 7,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,602,000 | 2,446,000 | 3,313,000 |
| Interest expense | 90,000 | 180,000 | 267,000 | 355,000 |
| Net interest income | 702,000 | 1,422,000 | 2,179,000 | 2,958,000 |
| Noninterest income | 88,000 | 179,000 | 268,000 | 359,000 |
| Noninterest expense | 595,000 | 1,202,000 | 1,801,000 | 2,431,000 |
| Provision for loan losses | 15,000 | 27,000 | 42,000 | 58,000 |
| Pretax income | 183,000 | 375,000 | 627,000 | 856,000 |
| Income tax | 71,000 | 151,000 | 244,000 | 375,000 |
| Net income | 112,000 | 224,000 | 383,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,198,000 | 6,045,000 | 6,567,000 | 7,204,000 |
| Total capital | 6,727,000 | 6,550,000 | 7,102,000 | 7,739,000 |
| Risk-weighted assets | 43,887,000 | 42,879,000 | 43,823,000 | 45,231,000 |