Call reports 2015
MONARCH COMMUNITY BANK — 2015
What MONARCH COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 168,915,000 |
| Total loans | 128,677,000 |
| Allowance for loan losses | 2,131,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 144,529,000 |
| Interest-bearing deposits | 122,416,000 |
| Noninterest-bearing deposits | 22,113,000 |
| Equity capital | 15,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,748,000 |
| Interest expense | 111,000 |
| Net interest income | 1,637,000 |
| Noninterest income | 659,000 |
| Noninterest expense | 5,288,000 |
| Provision for loan losses | 0 |
| Pretax income | -2,895,000 |
| Income tax | 20,000 |
| Net income | -2,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 15,270,000 |
| Total capital | 16,807,000 |
| Risk-weighted assets | 122,359,000 |