Call report 2014Q4
MONARCH COMMUNITY BANK — 2014Q4
The 22 measures MONARCH COMMUNITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,827,000 | USD | evidence → |
| Total loans | 130,652,000 | USD | evidence → |
| Allowance for loan losses | 2,135,000 | USD | evidence → |
| Securities available for sale | 10,721,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,315,000 | USD | evidence → |
| Interest-bearing deposits | 123,388,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,927,000 | USD | evidence → |
| Equity capital | 18,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,567,000 | USD | evidence → |
| Interest expense | 565,000 | USD | evidence → |
| Net interest income | 7,002,000 | USD | evidence → |
| Noninterest income | 2,663,000 | USD | evidence → |
| Noninterest expense | 9,657,000 | USD | evidence → |
| Provision for loan losses | -90,000 | USD | evidence → |
| Pretax income | 121,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 71,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,367,000 | USD | evidence → |
| Total capital | 19,939,000 | USD | evidence → |
| Risk-weighted assets | 125,205,000 | USD | evidence → |