Call reports 2025
SOLUTIONS BANK — 2025
What SOLUTIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 492,561,000 | 468,237,000 | 479,480,000 | 483,924,000 |
| Total loans | 253,531,000 | 248,663,000 | 241,851,000 | 249,013,000 |
| Allowance for loan losses | 2,279,000 | 2,280,000 | 2,307,000 | 2,207,000 |
| Securities available for sale | 185,208,000 | 182,354,000 | 192,323,000 | 190,604,000 |
| Securities held to maturity | 3,328,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,304,000 | 375,096,000 | 381,790,000 | 376,397,000 |
| Interest-bearing deposits | 342,928,000 | 321,565,000 | 322,806,000 | 317,234,000 |
| Noninterest-bearing deposits | 58,376,000 | 53,531,000 | 58,984,000 | 59,163,000 |
| Equity capital | 23,234,000 | 21,634,000 | 27,531,000 | 28,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,784,000 | 11,371,000 | 17,323,000 | 22,959,000 |
| Interest expense | 2,605,000 | 4,902,000 | 7,152,000 | 9,373,000 |
| Net interest income | 3,179,000 | 6,469,000 | 10,171,000 | 13,586,000 |
| Noninterest income | 319,000 | 657,000 | 1,024,000 | 1,440,000 |
| Noninterest expense | 2,430,000 | 5,230,000 | 7,857,000 | 10,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,065,000 | 1,893,000 | 3,340,000 | 3,918,000 |
| Income tax | 0 | 0 | 0 | 35,000 |
| Net income | 1,065,000 | 1,893,000 | 3,340,000 | 3,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,609,000 | 43,614,000 | 44,296,000 | 43,785,000 |
| Total capital | 46,088,000 | 46,095,000 | 46,804,000 | 46,192,000 |
| Risk-weighted assets | 354,665,000 | 346,621,000 | 336,486,000 | 339,015,000 |