Call reports 2017
SOLUTIONS BANK — 2017
What SOLUTIONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 194,557,000 | 192,932,000 | 193,701,000 | 201,499,000 |
| Total loans | 126,512,000 | 125,555,000 | 122,871,000 | 127,058,000 |
| Allowance for loan losses | 1,245,000 | 1,250,000 | 1,247,000 | 1,228,000 |
| Securities available for sale | 54,466,000 | 54,609,000 | 57,325,000 | 63,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,259,000 | 146,981,000 | 146,834,000 | 151,313,000 |
| Interest-bearing deposits | 123,947,000 | 126,182,000 | 127,098,000 | 128,498,000 |
| Noninterest-bearing deposits | 20,312,000 | 20,799,000 | 19,736,000 | 22,815,000 |
| Equity capital | 22,897,000 | 23,305,000 | 23,722,000 | 23,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,392,000 | 5,154,000 | 7,050,000 |
| Interest expense | 224,000 | 479,000 | 759,000 | 1,067,000 |
| Net interest income | 1,440,000 | 2,913,000 | 4,395,000 | 5,983,000 |
| Noninterest income | 133,000 | 276,000 | 431,000 | 581,000 |
| Noninterest expense | 995,000 | 1,923,000 | 2,936,000 | 4,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 587,000 | 1,311,000 | 2,005,000 | 2,265,000 |
| Income tax | 12,000 | 31,000 | 31,000 | 31,000 |
| Net income | 575,000 | 1,280,000 | 1,974,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,138,000 | 22,977,000 | 23,432,000 | 23,067,000 |
| Total capital | 24,383,000 | 24,227,000 | 24,679,000 | 24,295,000 |
| Risk-weighted assets | 139,609,000 | 138,919,000 | 147,276,000 | 139,116,000 |