Call reports 2026
OWINGSVILLE BANKING COMPANY — 2026
What OWINGSVILLE BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 101,335,000 | 104,061,000 |
| Total loans | 76,286,000 | 78,232,000 |
| Allowance for loan losses | 847,000 | 853,000 |
| Securities available for sale | 13,998,000 | 14,036,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 89,712,000 | 92,296,000 |
| Interest-bearing deposits | 70,385,000 | 72,085,000 |
| Noninterest-bearing deposits | 19,327,000 | 20,211,000 |
| Equity capital | 9,113,000 | 9,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,497,000 | 3,025,000 |
| Interest expense | 509,000 | 1,029,000 |
| Net interest income | 988,000 | 1,996,000 |
| Noninterest income | 77,000 | 158,000 |
| Noninterest expense | 842,000 | 1,730,000 |
| Provision for loan losses | 7,000 | 12,000 |
| Pretax income | 216,000 | 412,000 |
| Income tax | 52,000 | 107,000 |
| Net income | 164,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,962,000 | 10,106,000 |