Call reports 2016
CANTON STATE BANK — 2016
What CANTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,229,000 | 30,242,000 | 30,791,000 | 31,215,000 |
| Total loans | 18,493,000 | 19,326,000 | 19,403,000 | 19,066,000 |
| Allowance for loan losses | 152,000 | 155,000 | 155,000 | 157,000 |
| Securities available for sale | 9,971,000 | 7,574,000 | 7,412,000 | 6,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,769,000 | 25,380,000 | 25,907,000 | 26,489,000 |
| Interest-bearing deposits | 20,209,000 | 19,448,000 | 19,528,000 | 19,963,000 |
| Noninterest-bearing deposits | 5,560,000 | 5,932,000 | 6,379,000 | 6,526,000 |
| Equity capital | 3,366,000 | 3,422,000 | 3,436,000 | 3,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 597,000 | 899,000 | 1,188,000 |
| Interest expense | 35,000 | 72,000 | 111,000 | 151,000 |
| Net interest income | 264,000 | 525,000 | 788,000 | 1,037,000 |
| Noninterest income | 17,000 | 35,000 | 51,000 | 72,000 |
| Noninterest expense | 251,000 | 487,000 | 728,000 | 1,004,000 |
| Provision for loan losses | 4,000 | 10,000 | 22,000 | 92,000 |
| Pretax income | 27,000 | 73,000 | 99,000 | 76,000 |
| Income tax | 0 | 0 | 0 | -18,000 |
| Net income | 27,000 | 73,000 | 99,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,908,000 | 3,309,000 | 2,978,000 | 2,923,000 |
| Total capital | 3,060,000 | 3,464,000 | 3,133,000 | 3,080,000 |
| Risk-weighted assets | 18,783,000 | 18,664,000 | 19,094,000 | 18,945,000 |