Call reports 2015
CANTON STATE BANK — 2015
What CANTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,417,000 | 33,450,000 | 31,814,000 | 31,062,000 |
| Total loans | 16,917,000 | 17,236,000 | 17,717,000 | 17,620,000 |
| Allowance for loan losses | 145,000 | 151,000 | 152,000 | 152,000 |
| Securities available for sale | 13,524,000 | 13,399,000 | 11,621,000 | 10,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,096,000 | 28,618,000 | 25,825,000 | 26,082,000 |
| Interest-bearing deposits | 22,007,000 | 23,473,000 | 20,923,000 | 20,133,000 |
| Noninterest-bearing deposits | 8,089,000 | 5,145,000 | 4,902,000 | 5,949,000 |
| Equity capital | 3,281,000 | 3,269,000 | 3,371,000 | 3,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 615,000 | 913,000 | 1,207,000 |
| Interest expense | 35,000 | 71,000 | 107,000 | 142,000 |
| Net interest income | 279,000 | 544,000 | 806,000 | 1,065,000 |
| Noninterest income | 12,000 | 31,000 | 47,000 | 64,000 |
| Noninterest expense | 244,000 | 472,000 | 701,000 | 989,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 47,000 | 98,000 | 153,000 | 144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 98,000 | 153,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,656,000 | 2,843,000 | 2,899,000 | 2,881,000 |
| Total capital | 2,801,000 | 2,994,000 | 3,051,000 | 3,033,000 |
| Risk-weighted assets | 17,195,000 | 17,423,000 | 17,448,000 | 17,851,000 |