Call reports 2025
GERMAN AMERICAN BANK — 2025
What GERMAN AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,410,798,000 | 8,263,551,000 | 8,387,520,000 | 8,376,930,000 |
| Total loans | 5,653,239,000 | 5,753,308,000 | 5,788,563,000 | 5,882,914,000 |
| Allowance for loan losses | 75,158,000 | 75,510,000 | 76,057,000 | 77,694,000 |
| Securities available for sale | 1,558,894,000 | 1,568,110,000 | 1,614,325,000 | 1,653,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,192,623,000 | 7,034,108,000 | 7,084,941,000 | 7,048,051,000 |
| Interest-bearing deposits | 5,299,455,000 | 5,134,053,000 | 5,142,581,000 | 5,100,189,000 |
| Noninterest-bearing deposits | 1,893,168,000 | 1,900,055,000 | 1,942,360,000 | 1,947,862,000 |
| Equity capital | 1,033,169,000 | 1,068,934,000 | 1,104,946,000 | 1,119,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 96,194,000 | 202,606,000 | 310,682,000 | 420,001,000 |
| Interest expense | 28,038,000 | 59,615,000 | 90,077,000 | 119,287,000 |
| Net interest income | 68,156,000 | 142,991,000 | 220,605,000 | 300,714,000 |
| Noninterest income | 14,828,000 | 31,569,000 | 48,907,000 | 66,479,000 |
| Noninterest expense | 49,463,000 | 97,845,000 | 146,698,000 | 196,110,000 |
| Provision for loan losses | 15,300,000 | 16,500,000 | 17,200,000 | 19,425,000 |
| Pretax income | 18,221,000 | 60,128,000 | 105,378,000 | 151,563,000 |
| Income tax | 3,086,000 | 11,669,000 | 21,054,000 | 30,008,000 |
| Net income | 15,135,000 | 48,459,000 | 84,324,000 | 121,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 835,097,000 | 869,571,000 | 885,421,000 | 884,561,000 |
| Total capital | 895,478,000 | 930,630,000 | 945,803,000 | 945,643,000 |
| Risk-weighted assets | 6,648,415,000 | 6,680,305,000 | 6,757,947,000 | 6,851,110,000 |