Call reports 2024
GERMAN AMERICAN BANK — 2024
What GERMAN AMERICAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,105,397,000 | 6,209,546,000 | 6,248,753,000 | 6,288,885,000 |
| Total loans | 3,982,235,000 | 4,052,546,000 | 4,070,322,000 | 4,133,141,000 |
| Allowance for loan losses | 43,754,000 | 43,946,000 | 44,124,000 | 44,436,000 |
| Securities available for sale | 1,535,274,000 | 1,369,894,000 | 1,544,017,000 | 1,513,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,304,862,000 | 5,408,556,000 | 5,357,025,000 | 5,426,700,000 |
| Interest-bearing deposits | 3,837,398,000 | 3,957,102,000 | 3,948,121,000 | 4,025,011,000 |
| Noninterest-bearing deposits | 1,467,464,000 | 1,451,454,000 | 1,408,904,000 | 1,401,689,000 |
| Equity capital | 628,170,000 | 649,276,000 | 715,142,000 | 674,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 68,234,000 | 139,788,000 | 214,418,000 | 290,951,000 |
| Interest expense | 21,987,000 | 46,333,000 | 70,726,000 | 94,718,000 |
| Net interest income | 46,247,000 | 93,455,000 | 143,692,000 | 196,233,000 |
| Noninterest income | 15,798,000 | 69,622,000 | 83,365,000 | 97,446,000 |
| Noninterest expense | 36,247,000 | 73,451,000 | 108,088,000 | 142,723,000 |
| Provision for loan losses | 900,000 | 1,525,000 | 2,150,000 | 2,775,000 |
| Pretax income | 24,933,000 | 53,243,000 | 82,031,000 | 113,393,000 |
| Income tax | 4,351,000 | 10,636,000 | 16,273,000 | 22,513,000 |
| Net income | 20,582,000 | 42,607,000 | 65,758,000 | 90,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 682,909,000 | 686,574,000 | 710,247,000 | 715,917,000 |
| Total capital | 722,431,000 | 726,289,000 | 750,140,000 | 756,122,000 |
| Risk-weighted assets | 4,973,403,000 | 5,003,450,000 | 4,910,562,000 | 5,032,971,000 |