Call reports 2023
GERMAN AMERICAN BANK — 2023
What GERMAN AMERICAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,986,899,000 | 6,042,335,000 | 5,993,264,000 | 6,144,423,000 |
| Total loans | 3,774,883,000 | 3,834,248,000 | 3,894,635,000 | 3,976,308,000 |
| Allowance for loan losses | 44,315,000 | 44,266,000 | 44,646,000 | 43,765,000 |
| Securities available for sale | 1,663,945,000 | 1,595,495,000 | 1,473,009,000 | 1,592,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,209,299,000 | 5,236,020,000 | 5,184,926,000 | 5,321,683,000 |
| Interest-bearing deposits | 3,605,896,000 | 3,692,975,000 | 3,679,870,000 | 3,825,448,000 |
| Noninterest-bearing deposits | 1,603,403,000 | 1,543,045,000 | 1,505,056,000 | 1,496,235,000 |
| Equity capital | 606,612,000 | 601,190,000 | 544,968,000 | 652,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 60,447,000 | 123,921,000 | 189,537,000 | 256,524,000 |
| Interest expense | 10,267,000 | 24,268,000 | 41,042,000 | 61,132,000 |
| Net interest income | 50,180,000 | 99,653,000 | 148,495,000 | 195,392,000 |
| Noninterest income | 14,972,000 | 29,836,000 | 44,647,000 | 60,250,000 |
| Noninterest expense | 37,062,000 | 72,733,000 | 108,092,000 | 143,490,000 |
| Provision for loan losses | 1,100,000 | 1,650,000 | 2,550,000 | 2,550,000 |
| Pretax income | 26,992,000 | 55,146,000 | 82,540,000 | 109,642,000 |
| Income tax | 4,759,000 | 10,000,000 | 15,000,000 | 19,949,000 |
| Net income | 22,233,000 | 45,146,000 | 67,540,000 | 89,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 654,241,000 | 667,868,000 | 690,948,000 | 688,696,000 |
| Total capital | 690,094,000 | 703,672,000 | 727,131,000 | 723,998,000 |
| Risk-weighted assets | 4,801,440,000 | 4,853,217,000 | 4,902,142,000 | 4,905,028,000 |