Call reports 2022
GERMAN AMERICAN BANK — 2022
What GERMAN AMERICAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,689,325,000 | 6,456,684,000 | 6,251,580,000 | 6,150,272,000 |
| Total loans | 3,665,127,000 | 3,658,540,000 | 3,692,934,000 | 3,793,534,000 |
| Allowance for loan losses | 45,078,000 | 45,031,000 | 44,699,000 | 44,168,000 |
| Securities available for sale | 1,918,071,000 | 1,815,070,000 | 1,695,370,000 | 1,757,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,473,000 | 5,919,000 | 10,554,000 | 9,899,000 |
| Total deposits | 5,862,435,000 | 5,747,716,000 | 5,616,888,000 | 5,397,813,000 |
| Interest-bearing deposits | 4,071,449,000 | 4,000,897,000 | 3,859,693,000 | 3,703,592,000 |
| Noninterest-bearing deposits | 1,790,986,000 | 1,746,819,000 | 1,757,196,000 | 1,694,221,000 |
| Equity capital | 669,306,000 | 591,330,000 | 505,450,000 | 566,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 49,254,000 | 101,491,000 | 157,980,000 | 218,809,000 |
| Interest expense | 1,581,000 | 3,332,000 | 7,140,000 | 14,477,000 |
| Net interest income | 47,673,000 | 98,159,000 | 150,840,000 | 204,332,000 |
| Noninterest income | 15,788,000 | 30,888,000 | 44,961,000 | 58,540,000 |
| Noninterest expense | 46,864,000 | 82,212,000 | 115,124,000 | 150,424,000 |
| Provision for loan losses | 5,200,000 | 5,500,000 | 5,850,000 | 6,350,000 |
| Pretax income | 11,769,000 | 41,785,000 | 75,300,000 | 106,687,000 |
| Income tax | 1,270,000 | 6,730,000 | 13,383,000 | 19,284,000 |
| Net income | 10,499,000 | 35,055,000 | 61,917,000 | 87,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 608,653,000 | 622,290,000 | 634,841,000 | 649,221,000 |
| Total capital | 638,704,000 | 652,306,000 | 664,608,000 | 680,695,000 |
| Risk-weighted assets | 4,657,694,000 | 4,704,908,000 | 4,787,581,000 | 4,836,984,000 |