Call reports 2021
GERMAN AMERICAN BANK — 2021
What GERMAN AMERICAN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,210,314,000 | 5,339,058,000 | 5,465,149,000 | 5,596,059,000 |
| Total loans | 3,135,696,000 | 3,088,149,000 | 3,024,621,000 | 3,014,849,000 |
| Allowance for loan losses | 45,099,000 | 39,995,000 | 37,798,000 | 37,017,000 |
| Securities available for sale | 1,382,843,000 | 1,582,765,000 | 1,693,968,000 | 1,884,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,772,000 | 6,229,000 | 5,741,000 | 4,519,000 |
| Total deposits | 4,445,420,000 | 4,530,525,000 | 4,667,298,000 | 4,831,217,000 |
| Interest-bearing deposits | 3,059,750,000 | 3,177,571,000 | 3,212,886,000 | 3,300,997,000 |
| Noninterest-bearing deposits | 1,385,670,000 | 1,352,953,000 | 1,454,412,000 | 1,530,220,000 |
| Equity capital | 588,228,000 | 605,337,000 | 612,433,000 | 616,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 41,514,000 | 83,800,000 | 127,366,000 | 170,331,000 |
| Interest expense | 1,921,000 | 3,670,000 | 5,294,000 | 6,882,000 |
| Net interest income | 39,593,000 | 80,130,000 | 122,072,000 | 163,449,000 |
| Noninterest income | 14,059,000 | 27,656,000 | 42,993,000 | 57,205,000 |
| Noninterest expense | 30,810,000 | 59,647,000 | 91,524,000 | 122,505,000 |
| Provision for loan losses | -1,500,000 | -6,500,000 | -8,500,000 | -6,500,000 |
| Pretax income | 25,317,000 | 55,914,000 | 83,534,000 | 106,896,000 |
| Income tax | 4,971,000 | 11,326,000 | 16,707,000 | 20,252,000 |
| Net income | 20,346,000 | 44,588,000 | 66,827,000 | 86,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,663,000 | 460,351,000 | 483,035,000 | 483,457,000 |
| Total capital | 482,817,000 | 482,677,000 | 503,713,000 | 503,549,000 |
| Risk-weighted assets | 3,532,400,000 | 3,603,377,000 | 3,679,407,000 | 3,768,684,000 |