Call reports 2020
GERMAN AMERICAN BANK — 2020
What GERMAN AMERICAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,314,675,000 | 4,842,704,000 | 4,842,909,000 | 4,972,069,000 |
| Total loans | 3,029,294,000 | 3,288,103,000 | 3,249,120,000 | 3,104,976,000 |
| Allowance for loan losses | 36,641,000 | 42,431,000 | 46,768,000 | 46,859,000 |
| Securities available for sale | 872,658,000 | 957,551,000 | 1,032,698,000 | 1,214,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,521,000 | 10,207,000 | 9,636,000 | 8,806,000 |
| Total deposits | 3,536,642,000 | 4,044,870,000 | 4,037,800,000 | 4,157,807,000 |
| Interest-bearing deposits | 2,666,004,000 | 2,902,943,000 | 2,850,652,000 | 2,969,019,000 |
| Noninterest-bearing deposits | 870,637,000 | 1,141,927,000 | 1,187,148,000 | 1,188,787,000 |
| Equity capital | 572,080,000 | 574,461,000 | 589,208,000 | 614,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 43,543,000 | 87,068,000 | 129,165,000 | 174,291,000 |
| Interest expense | 6,583,000 | 10,943,000 | 13,996,000 | 16,326,000 |
| Net interest income | 36,960,000 | 76,125,000 | 115,169,000 | 157,965,000 |
| Noninterest income | 13,480,000 | 24,904,000 | 37,572,000 | 50,368,000 |
| Noninterest expense | 29,887,000 | 57,731,000 | 86,938,000 | 116,295,000 |
| Provision for loan losses | 5,150,000 | 11,050,000 | 15,550,000 | 17,550,000 |
| Pretax income | 15,993,000 | 33,831,000 | 52,443,000 | 78,569,000 |
| Income tax | 2,718,000 | 5,995,000 | 9,442,000 | 14,747,000 |
| Net income | 13,275,000 | 27,836,000 | 43,001,000 | 63,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 421,217,000 | 422,419,000 | 439,462,000 | 460,936,000 |
| Total capital | 441,027,000 | 446,571,000 | 466,867,000 | 488,409,000 |
| Risk-weighted assets | 3,447,602,000 | 3,426,539,000 | 3,432,863,000 | 3,488,603,000 |