Call reports 2019
GERMAN AMERICAN BANK — 2019
What GERMAN AMERICAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,887,935,000 | 3,945,922,000 | 4,343,817,000 | 4,385,485,000 |
| Total loans | 2,717,418,000 | 2,731,212,000 | 3,076,063,000 | 3,094,804,000 |
| Allowance for loan losses | 16,243,000 | 16,239,000 | 15,869,000 | 16,278,000 |
| Securities available for sale | 820,565,000 | 836,822,000 | 845,827,000 | 851,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,377,000 | 2,381,000 | 3,985,000 | 2,607,000 |
| Total deposits | 3,083,322,000 | 3,163,021,000 | 3,459,780,000 | 3,473,203,000 |
| Interest-bearing deposits | 2,358,845,000 | 2,437,089,000 | 2,632,145,000 | 2,639,711,000 |
| Noninterest-bearing deposits | 724,476,000 | 725,932,000 | 827,635,000 | 833,492,000 |
| Equity capital | 490,105,000 | 494,559,000 | 581,871,000 | 577,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 41,152,000 | 82,151,000 | 129,029,000 | 176,328,000 |
| Interest expense | 7,011,000 | 13,819,000 | 21,386,000 | 28,560,000 |
| Net interest income | 34,141,000 | 68,332,000 | 107,643,000 | 147,768,000 |
| Noninterest income | 11,504,000 | 21,513,000 | 33,265,000 | 44,256,000 |
| Noninterest expense | 26,233,000 | 51,497,000 | 82,771,000 | 112,546,000 |
| Provision for loan losses | 675,000 | 925,000 | 3,725,000 | 5,325,000 |
| Pretax income | 18,892,000 | 38,094,000 | 55,396,000 | 75,401,000 |
| Income tax | 3,088,000 | 6,702,000 | 9,916,000 | 13,704,000 |
| Net income | 15,804,000 | 31,392,000 | 45,480,000 | 61,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 376,854,000 | 371,949,000 | 434,001,000 | 430,812,000 |
| Total capital | 393,097,000 | 388,188,000 | 449,870,000 | 447,090,000 |
| Risk-weighted assets | 3,070,468,000 | 3,081,980,000 | 3,443,477,000 | 3,487,461,000 |