Call reports 2018
GERMAN AMERICAN BANK — 2018
What GERMAN AMERICAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,120,098,000 | 3,339,472,000 | 3,358,442,000 | 3,921,959,000 |
| Total loans | 2,157,174,000 | 2,328,062,000 | 2,345,803,000 | 2,732,322,000 |
| Allowance for loan losses | 14,460,000 | 15,637,000 | 16,051,000 | 15,823,000 |
| Securities available for sale | 733,605,000 | 735,660,000 | 736,006,000 | 809,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,232,000 | 2,845,000 | 3,490,000 | 1,713,000 |
| Total deposits | 2,495,133,000 | 2,623,330,000 | 2,662,764,000 | 3,091,232,000 |
| Interest-bearing deposits | 1,895,606,000 | 1,993,112,000 | 2,027,955,000 | 2,374,706,000 |
| Noninterest-bearing deposits | 599,527,000 | 630,218,000 | 634,809,000 | 716,526,000 |
| Equity capital | 337,962,000 | 348,252,000 | 357,256,000 | 469,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 29,116,000 | 60,617,000 | 94,060,000 | 133,627,000 |
| Interest expense | 3,320,000 | 7,148,000 | 11,831,000 | 17,898,000 |
| Net interest income | 25,796,000 | 53,469,000 | 82,229,000 | 115,729,000 |
| Noninterest income | 9,230,000 | 18,046,000 | 26,930,000 | 36,376,000 |
| Noninterest expense | 20,158,000 | 41,131,000 | 62,470,000 | 91,543,000 |
| Provision for loan losses | 350,000 | 1,570,000 | 2,070,000 | 2,070,000 |
| Pretax income | 14,788,000 | 29,158,000 | 45,053,000 | 59,198,000 |
| Income tax | 2,702,000 | 5,296,000 | 8,282,000 | 10,548,000 |
| Net income | 12,086,000 | 23,862,000 | 36,771,000 | 48,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 295,030,000 | 296,385,000 | 309,648,000 | 365,471,000 |
| Total capital | 309,490,000 | 312,022,000 | 325,699,000 | 381,294,000 |
| Risk-weighted assets | 2,506,525,000 | 2,674,493,000 | 2,688,832,000 | 3,082,422,000 |