Call reports 2017
GERMAN AMERICAN BANK — 2017
What GERMAN AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,928,307,000 | 2,997,965,000 | 3,064,694,000 | 3,136,038,000 |
| Total loans | 1,990,428,000 | 2,041,587,000 | 2,094,809,000 | 2,148,357,000 |
| Allowance for loan losses | 15,166,000 | 15,320,000 | 15,321,000 | 15,694,000 |
| Securities available for sale | 722,342,000 | 736,709,000 | 737,902,000 | 737,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,548,000 | 1,655,000 | 1,750,000 | 1,564,000 |
| Total deposits | 2,344,882,000 | 2,386,466,000 | 2,443,868,000 | 2,509,233,000 |
| Interest-bearing deposits | 1,771,614,000 | 1,828,707,000 | 1,854,322,000 | 1,902,566,000 |
| Noninterest-bearing deposits | 573,268,000 | 557,759,000 | 589,546,000 | 606,667,000 |
| Equity capital | 325,802,000 | 332,290,000 | 340,752,000 | 342,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 27,016,000 | 54,396,000 | 82,362,000 | 110,947,000 |
| Interest expense | 2,104,000 | 4,482,000 | 7,335,000 | 10,273,000 |
| Net interest income | 24,912,000 | 49,914,000 | 75,027,000 | 100,674,000 |
| Noninterest income | 8,208,000 | 15,947,000 | 23,665,000 | 31,236,000 |
| Noninterest expense | 18,854,000 | 37,603,000 | 57,225,000 | 77,178,000 |
| Provision for loan losses | 500,000 | 850,000 | 1,100,000 | 1,750,000 |
| Pretax income | 13,766,000 | 27,408,000 | 40,939,000 | 53,574,000 |
| Income tax | 4,084,000 | 7,795,000 | 11,562,000 | 12,919,000 |
| Net income | 9,682,000 | 19,613,000 | 29,377,000 | 40,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,280,000 | 273,342,000 | 283,227,000 | 290,079,000 |
| Total capital | 288,446,000 | 288,662,000 | 298,548,000 | 305,773,000 |
| Risk-weighted assets | 2,322,128,000 | 2,372,743,000 | 2,445,542,000 | 2,488,663,000 |