Call reports 2016
GERMAN AMERICAN BANK — 2016
What GERMAN AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,859,622,000 | 2,908,363,000 | 2,972,616,000 | 2,953,338,000 |
| Total loans | 1,923,648,000 | 1,965,690,000 | 2,015,347,000 | 2,005,228,000 |
| Allowance for loan losses | 15,161,000 | 15,304,000 | 15,154,000 | 14,808,000 |
| Securities available for sale | 712,068,000 | 716,506,000 | 729,653,000 | 706,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,739,000 | 3,767,000 | 4,208,000 | 1,291,000 |
| Total deposits | 2,250,127,000 | 2,285,164,000 | 2,342,217,000 | 2,360,757,000 |
| Interest-bearing deposits | 1,734,033,000 | 1,778,395,000 | 1,757,584,000 | 1,787,706,000 |
| Noninterest-bearing deposits | 516,095,000 | 506,769,000 | 584,633,000 | 573,051,000 |
| Equity capital | 310,746,000 | 324,052,000 | 330,338,000 | 322,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,670,000 | 49,503,000 | 76,223,000 | 103,305,000 |
| Interest expense | 1,770,000 | 3,729,000 | 5,725,000 | 7,734,000 |
| Net interest income | 20,900,000 | 45,774,000 | 70,498,000 | 95,571,000 |
| Noninterest income | 7,217,000 | 14,320,000 | 22,268,000 | 30,075,000 |
| Noninterest expense | 19,183,000 | 37,289,000 | 55,679,000 | 74,766,000 |
| Provision for loan losses | 850,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Pretax income | 8,084,000 | 22,573,000 | 37,313,000 | 51,659,000 |
| Income tax | 2,206,000 | 6,732,000 | 11,113,000 | 15,215,000 |
| Net income | 5,878,000 | 15,841,000 | 26,200,000 | 36,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,436,000 | 258,473,000 | 264,011,000 | 273,985,000 |
| Total capital | 263,597,000 | 273,777,000 | 279,165,000 | 288,793,000 |
| Risk-weighted assets | 2,176,769,000 | 2,235,879,000 | 2,317,591,000 | 2,313,803,000 |