Call reports 2014
GERMAN AMERICAN BANK — 2014
What GERMAN AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,143,283,000 | 2,187,991,000 | 2,200,297,000 | 2,227,013,000 |
| Total loans | 1,374,349,000 | 1,418,297,000 | 1,440,339,000 | 1,454,294,000 |
| Allowance for loan losses | 15,484,000 | 15,550,000 | 15,592,000 | 14,929,000 |
| Securities available for sale | 609,085,000 | 611,415,000 | 571,899,000 | 627,252,000 |
| Securities held to maturity | 184,000 | 184,000 | 184,000 | 184,000 |
| Trading assets | 536,000 | 449,000 | 470,000 | 507,000 |
| Total deposits | 1,782,142,000 | 1,761,170,000 | 1,781,363,000 | 1,798,544,000 |
| Interest-bearing deposits | 1,372,349,000 | 1,362,210,000 | 1,370,705,000 | 1,366,441,000 |
| Noninterest-bearing deposits | 409,793,000 | 398,960,000 | 410,658,000 | 432,103,000 |
| Equity capital | 197,087,000 | 200,623,000 | 208,553,000 | 211,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,663,000 | 39,471,000 | 59,801,000 | 80,312,000 |
| Interest expense | 1,345,000 | 2,714,000 | 4,131,000 | 5,491,000 |
| Net interest income | 18,318,000 | 36,757,000 | 55,670,000 | 74,821,000 |
| Noninterest income | 6,053,000 | 11,310,000 | 17,179,000 | 22,432,000 |
| Noninterest expense | 14,951,000 | 28,994,000 | 42,989,000 | 57,354,000 |
| Provision for loan losses | 350,000 | 550,000 | 550,000 | 150,000 |
| Pretax income | 9,298,000 | 18,995,000 | 30,349,000 | 41,230,000 |
| Income tax | 2,950,000 | 5,937,000 | 9,565,000 | 12,840,000 |
| Net income | 6,348,000 | 13,058,000 | 20,784,000 | 28,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,811,000 | 177,830,000 | 185,843,000 | 186,712,000 |
| Total capital | 192,295,000 | 193,380,000 | 201,435,000 | 201,641,000 |
| Risk-weighted assets | 1,531,204,000 | 1,567,550,000 | 1,580,969,000 | 1,604,538,000 |