Call reports 2013
GERMAN AMERICAN BANK — 2013
What GERMAN AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,972,694,000 | 2,003,592,000 | 2,052,141,000 | 2,159,327,000 |
| Total loans | 1,219,027,000 | 1,262,399,000 | 1,290,496,000 | 1,391,647,000 |
| Allowance for loan losses | 15,734,000 | 15,263,000 | 14,464,000 | 14,584,000 |
| Securities available for sale | 626,513,000 | 608,476,000 | 604,545,000 | 602,853,000 |
| Securities held to maturity | 268,000 | 268,000 | 268,000 | 268,000 |
| Trading assets | 115,000 | 508,000 | 511,000 | 866,000 |
| Total deposits | 1,685,235,000 | 1,655,458,000 | 1,680,306,000 | 1,821,934,000 |
| Interest-bearing deposits | 1,341,028,000 | 1,323,731,000 | 1,316,170,000 | 1,421,809,000 |
| Noninterest-bearing deposits | 344,207,000 | 331,727,000 | 364,137,000 | 400,125,000 |
| Equity capital | 187,897,000 | 176,113,000 | 181,242,000 | 195,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,353,000 | 36,797,000 | 55,593,000 | 75,610,000 |
| Interest expense | 1,577,000 | 3,006,000 | 4,459,000 | 5,937,000 |
| Net interest income | 16,776,000 | 33,791,000 | 51,134,000 | 69,673,000 |
| Noninterest income | 5,284,000 | 10,915,000 | 15,917,000 | 21,111,000 |
| Noninterest expense | 13,383,000 | 26,235,000 | 39,500,000 | 54,080,000 |
| Provision for loan losses | 350,000 | 150,000 | -250,000 | 350,000 |
| Pretax income | 8,940,000 | 19,401,000 | 29,297,000 | 38,419,000 |
| Income tax | 2,889,000 | 6,531,000 | 9,792,000 | 12,675,000 |
| Net income | 6,051,000 | 12,870,000 | 19,505,000 | 25,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,787,000 | 156,941,000 | 163,893,000 | 177,130,000 |
| Total capital | 174,521,000 | 172,204,000 | 178,357,000 | 191,714,000 |
| Risk-weighted assets | 1,378,807,000 | 1,411,112,000 | 1,444,547,000 | 1,538,741,000 |