Call reports 2012
GERMAN AMERICAN BANK — 2012
What GERMAN AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,905,317,000 | 1,938,285,000 | 1,955,948,000 | 1,999,008,000 |
| Total loans | 1,106,390,000 | 1,152,565,000 | 1,184,127,000 | 1,221,507,000 |
| Allowance for loan losses | 15,766,000 | 15,692,000 | 15,922,000 | 15,520,000 |
| Securities available for sale | 582,277,000 | 641,562,000 | 609,197,000 | 583,047,000 |
| Securities held to maturity | 346,000 | 346,000 | 346,000 | 346,000 |
| Trading assets | 0 | 0 | 209,000 | 187,000 |
| Total deposits | 1,624,267,000 | 1,624,886,000 | 1,645,396,000 | 1,671,003,000 |
| Interest-bearing deposits | 1,325,544,000 | 1,321,573,000 | 1,317,727,000 | 1,321,293,000 |
| Noninterest-bearing deposits | 298,723,000 | 303,313,000 | 327,670,000 | 349,709,000 |
| Equity capital | 183,085,000 | 186,096,000 | 186,858,000 | 184,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,715,000 | 39,263,000 | 58,203,000 | 77,106,000 |
| Interest expense | 2,564,000 | 4,932,000 | 6,948,000 | 8,740,000 |
| Net interest income | 17,151,000 | 34,331,000 | 51,255,000 | 68,366,000 |
| Noninterest income | 4,771,000 | 9,516,000 | 15,064,000 | 20,074,000 |
| Noninterest expense | 12,472,000 | 24,748,000 | 37,360,000 | 50,629,000 |
| Provision for loan losses | 690,000 | 1,081,000 | 1,721,000 | 2,412,000 |
| Pretax income | 8,778,000 | 18,112,000 | 27,930,000 | 37,066,000 |
| Income tax | 2,867,000 | 5,902,000 | 9,113,000 | 11,993,000 |
| Net income | 5,911,000 | 12,210,000 | 18,817,000 | 25,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,548,000 | 152,257,000 | 152,255,000 | 152,384,000 |
| Total capital | 165,267,000 | 167,949,000 | 168,177,000 | 167,904,000 |
| Risk-weighted assets | 1,257,499,000 | 1,310,139,000 | 1,335,142,000 | 1,419,039,000 |