Call reports 2011
GERMAN AMERICAN BANK — 2011
What GERMAN AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,755,918,000 | 1,814,668,000 | 1,864,487,000 | 1,866,842,000 |
| Total loans | 1,098,985,000 | 1,112,844,000 | 1,122,563,000 | 1,142,478,000 |
| Allowance for loan losses | 14,173,000 | 14,780,000 | 15,166,000 | 15,312,000 |
| Securities available for sale | 468,010,000 | 482,531,000 | 580,494,000 | 514,220,000 |
| Securities held to maturity | 1,444,000 | 1,444,000 | 790,000 | 690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,736,000 | 1,541,455,000 | 1,568,730,000 | 1,578,200,000 |
| Interest-bearing deposits | 1,252,494,000 | 1,289,510,000 | 1,295,560,000 | 1,295,629,000 |
| Noninterest-bearing deposits | 242,242,000 | 251,946,000 | 273,170,000 | 282,571,000 |
| Equity capital | 172,540,000 | 175,781,000 | 184,624,000 | 176,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 19,510,000 | 40,018,000 | 60,112,000 | 80,117,000 |
| Interest expense | 3,863,000 | 7,569,000 | 10,924,000 | 13,979,000 |
| Net interest income | 15,647,000 | 32,449,000 | 49,188,000 | 66,138,000 |
| Noninterest income | 4,950,000 | 9,317,000 | 13,866,000 | 18,494,000 |
| Noninterest expense | 13,658,000 | 25,774,000 | 37,729,000 | 50,131,000 |
| Provision for loan losses | 1,300,000 | 2,600,000 | 3,900,000 | 6,800,000 |
| Pretax income | 5,639,000 | 13,392,000 | 21,425,000 | 29,790,000 |
| Income tax | 1,658,000 | 4,177,000 | 6,784,000 | 9,089,000 |
| Net income | 3,981,000 | 9,215,000 | 14,641,000 | 20,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,742,000 | 140,960,000 | 146,852,000 | 143,210,000 |
| Total capital | 156,915,000 | 155,740,000 | 162,018,000 | 158,522,000 |
| Risk-weighted assets | 1,220,207,000 | 1,238,613,000 | 1,260,990,000 | 1,305,769,000 |