Call reports 2005
GERMAN AMERICAN BANK — 2005
What GERMAN AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 419,823,000 | 415,401,000 | 410,463,000 | 429,996,000 |
| Total loans | 279,179,000 | 283,377,000 | 277,290,000 | 283,612,000 |
| Allowance for loan losses | 3,771,000 | 4,266,000 | 3,385,000 | 4,021,000 |
| Securities available for sale | 85,087,000 | 80,604,000 | 80,590,000 | 83,840,000 |
| Securities held to maturity | 7,014,000 | 5,892,000 | 5,338,000 | 4,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,622,000 | 331,197,000 | 332,216,000 | 340,828,000 |
| Interest-bearing deposits | 266,827,000 | 262,233,000 | 260,235,000 | 262,239,000 |
| Noninterest-bearing deposits | 69,795,000 | 68,964,000 | 71,981,000 | 78,589,000 |
| Equity capital | 34,969,000 | 34,360,000 | 34,792,000 | 33,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,314,000 | 10,682,000 | 16,323,000 | 22,217,000 |
| Interest expense | 1,761,000 | 3,656,000 | 5,700,000 | 7,934,000 |
| Net interest income | 3,553,000 | 7,026,000 | 10,623,000 | 14,283,000 |
| Noninterest income | 760,000 | 1,918,000 | 2,762,000 | 3,638,000 |
| Noninterest expense | 1,889,000 | 3,779,000 | 5,641,000 | 7,530,000 |
| Provision for loan losses | 375,000 | 900,000 | 75,000 | 725,000 |
| Pretax income | 2,049,000 | 4,265,000 | 7,669,000 | 9,666,000 |
| Income tax | 590,000 | 1,241,000 | 2,398,000 | 3,001,000 |
| Net income | 1,459,000 | 3,024,000 | 5,271,000 | 6,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,048,000 | 33,175,000 | 33,729,000 | 32,822,000 |
| Total capital | 37,890,000 | 37,415,000 | 37,173,000 | 36,911,000 |
| Risk-weighted assets | 331,917,000 | 334,948,000 | 327,420,000 | 335,717,000 |
Machine access — free, no API key
Every figure shown here about GERMAN AMERICAN BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.