Call reports 2026
HOMETOWN BANK OF ALABAMA, THE — 2026
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 655,520,000 | 660,676,000 |
| Total loans | 400,706,000 | 402,622,000 |
| Allowance for loan losses | 4,096,000 | 4,307,000 |
| Securities available for sale | 159,066,000 | 173,032,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 562,836,000 | 563,850,000 |
| Interest-bearing deposits | 463,766,000 | 467,796,000 |
| Noninterest-bearing deposits | 99,070,000 | 96,054,000 |
| Equity capital | 60,102,000 | 63,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,574,000 | 17,350,000 |
| Interest expense | 3,065,000 | 6,119,000 |
| Net interest income | 5,509,000 | 11,231,000 |
| Noninterest income | 2,310,000 | 4,615,000 |
| Noninterest expense | 6,309,000 | 11,353,000 |
| Provision for loan losses | 0 | 275,000 |
| Pretax income | 1,332,000 | 4,040,000 |
| Income tax | 234,000 | 890,000 |
| Net income | 1,098,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 72,856,000 | 74,344,000 |
| Total capital | 76,959,000 | 78,658,000 |
| Risk-weighted assets | 390,421,000 | 391,825,000 |