Call reports 2025
HOMETOWN BANK OF ALABAMA, THE — 2025
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 636,482,000 | 639,174,000 | 632,861,000 | 638,746,000 |
| Total loans | 383,717,000 | 384,753,000 | 390,138,000 | 399,025,000 |
| Allowance for loan losses | 3,869,000 | 3,893,000 | 4,012,000 | 4,060,000 |
| Securities available for sale | 168,440,000 | 175,426,000 | 176,539,000 | 175,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,497,000 | 550,677,000 | 541,738,000 | 544,546,000 |
| Interest-bearing deposits | 455,438,000 | 456,098,000 | 447,132,000 | 449,559,000 |
| Noninterest-bearing deposits | 94,059,000 | 94,579,000 | 94,606,000 | 94,987,000 |
| Equity capital | 54,615,000 | 56,578,000 | 59,207,000 | 61,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,257,000 | 16,843,000 | 25,618,000 | 34,290,000 |
| Interest expense | 3,349,000 | 6,742,000 | 10,117,000 | 13,311,000 |
| Net interest income | 4,908,000 | 10,101,000 | 15,501,000 | 20,979,000 |
| Noninterest income | 2,324,000 | 4,499,000 | 6,686,000 | 9,037,000 |
| Noninterest expense | 4,405,000 | 8,834,000 | 13,237,000 | 17,395,000 |
| Provision for loan losses | 60,000 | 135,000 | 360,000 | 1,735,000 |
| Pretax income | 2,178,000 | 5,042,000 | 8,001,000 | 10,297,000 |
| Income tax | 480,000 | 1,138,000 | 1,841,000 | 2,523,000 |
| Net income | 1,698,000 | 3,904,000 | 6,160,000 | 7,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,527,000 | 71,429,000 | 73,685,000 | 75,298,000 |
| Total capital | 73,403,000 | 75,329,000 | 77,704,000 | 79,365,000 |
| Risk-weighted assets | 372,110,000 | 375,128,000 | 377,065,000 | 389,694,000 |