Call reports 2024
HOMETOWN BANK OF ALABAMA, THE — 2024
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 631,348,000 | 624,434,000 | 628,564,000 | 622,513,000 |
| Total loans | 350,049,000 | 361,839,000 | 370,332,000 | 375,394,000 |
| Allowance for loan losses | 3,246,000 | 3,629,000 | 3,423,000 | 3,876,000 |
| Securities available for sale | 196,698,000 | 187,662,000 | 191,038,000 | 181,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,932,000 | 532,462,000 | 529,246,000 | 526,752,000 |
| Interest-bearing deposits | 436,842,000 | 438,665,000 | 440,931,000 | 440,457,000 |
| Noninterest-bearing deposits | 94,090,000 | 93,797,000 | 88,315,000 | 86,295,000 |
| Equity capital | 48,107,000 | 49,845,000 | 56,999,000 | 54,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,639,000 | 15,706,000 | 23,905,000 | 32,138,000 |
| Interest expense | 3,372,000 | 6,953,000 | 10,556,000 | 13,981,000 |
| Net interest income | 4,267,000 | 8,753,000 | 13,349,000 | 18,157,000 |
| Noninterest income | 2,138,000 | 4,337,000 | 6,634,000 | 9,047,000 |
| Noninterest expense | 4,491,000 | 8,985,000 | 13,147,000 | 17,203,000 |
| Provision for loan losses | 0 | 450,000 | 450,000 | 925,000 |
| Pretax income | 1,852,000 | 3,610,000 | 6,343,000 | 9,033,000 |
| Income tax | 406,000 | 1,055,000 | 1,391,000 | 2,005,000 |
| Net income | 1,446,000 | 2,555,000 | 4,952,000 | 7,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,768,000 | 65,875,000 | 68,290,000 | 71,132,000 |
| Total capital | 68,021,000 | 69,511,000 | 71,720,000 | 75,016,000 |
| Risk-weighted assets | 363,391,000 | 367,444,000 | 370,642,000 | 373,700,000 |