Call reports 2023
HOMETOWN BANK OF ALABAMA, THE — 2023
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 553,504,000 | 566,704,000 | 586,113,000 | 598,542,000 |
| Total loans | 303,084,000 | 319,327,000 | 332,189,000 | 343,392,000 |
| Allowance for loan losses | 3,305,000 | 3,247,000 | 3,290,000 | 3,301,000 |
| Securities available for sale | 185,266,000 | 182,684,000 | 196,772,000 | 208,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,894,000 | 498,941,000 | 503,767,000 | 504,928,000 |
| Interest-bearing deposits | 386,479,000 | 402,141,000 | 411,160,000 | 412,760,000 |
| Noninterest-bearing deposits | 99,415,000 | 96,800,000 | 92,607,000 | 92,168,000 |
| Equity capital | 45,861,000 | 45,819,000 | 40,813,000 | 51,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,975,000 | 12,553,000 | 19,663,000 | 27,038,000 |
| Interest expense | 1,717,000 | 4,310,000 | 7,298,000 | 10,454,000 |
| Net interest income | 4,258,000 | 8,243,000 | 12,365,000 | 16,584,000 |
| Noninterest income | 1,964,000 | 4,455,000 | 6,592,000 | 8,825,000 |
| Noninterest expense | 3,804,000 | 7,964,000 | 11,986,000 | 15,868,000 |
| Provision for loan losses | 93,000 | 93,000 | 193,000 | 247,000 |
| Pretax income | 2,325,000 | 4,580,000 | 6,717,000 | 9,233,000 |
| Income tax | 437,000 | 889,000 | 1,498,000 | 1,838,000 |
| Net income | 1,888,000 | 3,691,000 | 5,219,000 | 7,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,493,000 | 63,296,000 | 64,698,000 | 66,830,000 |
| Total capital | 64,805,000 | 66,550,000 | 67,995,000 | 70,138,000 |
| Risk-weighted assets | 308,372,000 | 321,276,000 | 336,446,000 | 342,899,000 |