Call reports 2022
HOMETOWN BANK OF ALABAMA, THE — 2022
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 540,006,000 | 535,277,000 | 540,358,000 | 539,856,000 |
| Total loans | 268,291,000 | 273,425,000 | 282,667,000 | 292,917,000 |
| Allowance for loan losses | 3,202,000 | 3,148,000 | 3,070,000 | 3,055,000 |
| Securities available for sale | 135,314,000 | 170,257,000 | 193,067,000 | 180,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,674,000 | 489,043,000 | 492,440,000 | 466,645,000 |
| Interest-bearing deposits | 387,480,000 | 388,548,000 | 389,643,000 | 364,573,000 |
| Noninterest-bearing deposits | 99,194,000 | 100,495,000 | 102,797,000 | 102,072,000 |
| Equity capital | 51,986,000 | 45,157,000 | 41,440,000 | 46,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,625,000 | 9,716,000 | 15,419,000 | 21,418,000 |
| Interest expense | 423,000 | 848,000 | 1,453,000 | 2,327,000 |
| Net interest income | 4,202,000 | 8,868,000 | 13,966,000 | 19,091,000 |
| Noninterest income | 1,766,000 | 3,563,000 | 5,477,000 | 7,422,000 |
| Noninterest expense | 3,355,000 | 6,957,000 | 10,624,000 | 14,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,510,000 | 5,381,000 | 8,726,000 | 11,553,000 |
| Income tax | 568,000 | 1,193,000 | 1,888,000 | 2,460,000 |
| Net income | 1,942,000 | 4,188,000 | 6,838,000 | 9,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,195,000 | 59,446,000 | 62,096,000 | 64,345,000 |
| Total capital | 60,397,000 | 62,594,000 | 65,166,000 | 67,400,000 |
| Risk-weighted assets | 275,579,000 | 286,113,000 | 295,268,000 | 299,641,000 |