Call reports 2021
HOMETOWN BANK OF ALABAMA, THE — 2021
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 509,353,000 | 510,218,000 | 525,542,000 | 528,471,000 |
| Total loans | 280,254,000 | 277,702,000 | 275,705,000 | 270,847,000 |
| Allowance for loan losses | 3,366,000 | 3,344,000 | 3,303,000 | 3,247,000 |
| Securities available for sale | 114,237,000 | 134,936,000 | 120,463,000 | 138,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,866,000 | 445,975,000 | 458,973,000 | 467,465,000 |
| Interest-bearing deposits | 354,928,000 | 355,730,000 | 366,694,000 | 375,231,000 |
| Noninterest-bearing deposits | 92,938,000 | 90,245,000 | 92,279,000 | 92,234,000 |
| Equity capital | 59,933,000 | 62,856,000 | 64,978,000 | 60,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,586,000 | 9,223,000 | 14,315,000 | 19,003,000 |
| Interest expense | 1,266,000 | 1,798,000 | 2,288,000 | 2,733,000 |
| Net interest income | 3,320,000 | 7,425,000 | 12,027,000 | 16,270,000 |
| Noninterest income | 1,491,000 | 3,225,000 | 4,918,000 | 6,806,000 |
| Noninterest expense | 3,312,000 | 6,573,000 | 10,058,000 | 13,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,213,000 | 4,791,000 | 7,632,000 | 10,056,000 |
| Income tax | 467,000 | 1,068,000 | 1,754,000 | 2,314,000 |
| Net income | 1,746,000 | 3,723,000 | 5,878,000 | 7,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,306,000 | 60,283,000 | 62,431,000 | 58,296,000 |
| Total capital | 61,672,000 | 63,619,000 | 65,734,000 | 61,543,000 |
| Risk-weighted assets | 275,924,000 | 266,940,000 | 268,998,000 | 265,445,000 |