Call reports 2020
HOMETOWN BANK OF ALABAMA, THE — 2020
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 411,770,000 | 454,564,000 | 462,215,000 | 487,412,000 |
| Total loans | 270,930,000 | 280,013,000 | 285,233,000 | 283,410,000 |
| Allowance for loan losses | 2,712,000 | 3,509,000 | 3,509,000 | 3,404,000 |
| Securities available for sale | 75,488,000 | 100,704,000 | 99,205,000 | 113,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,541,000 | 384,243,000 | 390,406,000 | 414,505,000 |
| Interest-bearing deposits | 286,566,000 | 307,548,000 | 313,653,000 | 331,340,000 |
| Noninterest-bearing deposits | 56,975,000 | 76,695,000 | 76,753,000 | 83,165,000 |
| Equity capital | 56,955,000 | 58,458,000 | 60,281,000 | 62,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,621,000 | 9,453,000 | 14,124,000 | 18,799,000 |
| Interest expense | 756,000 | 1,488,000 | 2,217,000 | 2,924,000 |
| Net interest income | 3,865,000 | 7,965,000 | 11,907,000 | 15,875,000 |
| Noninterest income | 1,459,000 | 2,699,000 | 4,153,000 | 5,750,000 |
| Noninterest expense | 3,193,000 | 6,226,000 | 9,480,000 | 12,721,000 |
| Provision for loan losses | 80,000 | 935,000 | 935,000 | 935,000 |
| Pretax income | 2,273,000 | 3,725,000 | 5,892,000 | 8,216,000 |
| Income tax | 482,000 | 739,000 | 1,244,000 | 1,705,000 |
| Net income | 1,791,000 | 2,986,000 | 4,648,000 | 6,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,662,000 | 55,855,000 | 57,521,000 | 59,287,000 |
| Total capital | 57,374,000 | 59,150,000 | 61,030,000 | 62,691,000 |
| Risk-weighted assets | 245,926,000 | 263,410,000 | 286,359,000 | 273,294,000 |