Call reports 2019
HOMETOWN BANK OF ALABAMA, THE — 2019
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 365,345,000 | 377,014,000 | 381,586,000 | 397,767,000 |
| Total loans | 255,602,000 | 256,917,000 | 262,400,000 | 267,847,000 |
| Allowance for loan losses | 1,873,000 | 2,019,000 | 1,849,000 | 2,687,000 |
| Securities available for sale | 77,824,000 | 77,748,000 | 75,562,000 | 74,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,154,000 | 312,453,000 | 314,700,000 | 329,922,000 |
| Interest-bearing deposits | 253,816,000 | 259,471,000 | 260,914,000 | 277,202,000 |
| Noninterest-bearing deposits | 52,338,000 | 52,982,000 | 53,786,000 | 52,720,000 |
| Equity capital | 51,198,000 | 53,698,000 | 55,749,000 | 56,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,343,000 | 8,800,000 | 13,368,000 | 17,965,000 |
| Interest expense | 611,000 | 1,326,000 | 2,049,000 | 2,785,000 |
| Net interest income | 3,732,000 | 7,474,000 | 11,319,000 | 15,180,000 |
| Noninterest income | 1,110,000 | 2,483,000 | 3,913,000 | 5,475,000 |
| Noninterest expense | 3,025,000 | 6,193,000 | 8,861,000 | 12,131,000 |
| Provision for loan losses | 0 | 235,000 | 777,000 | 1,683,000 |
| Pretax income | 1,897,000 | 3,608,000 | 5,824,000 | 7,081,000 |
| Income tax | 400,000 | 770,000 | 1,270,000 | 1,526,000 |
| Net income | 1,497,000 | 2,838,000 | 4,554,000 | 5,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,155,000 | 52,490,000 | 54,196,000 | 55,197,000 |
| Total capital | 53,028,000 | 54,509,000 | 56,045,000 | 57,884,000 |
| Risk-weighted assets | 229,393,000 | 230,959,000 | 233,159,000 | 240,091,000 |