Call reports 2018
HOMETOWN BANK OF ALABAMA, THE — 2018
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 356,908,000 | 350,527,000 | 350,078,000 | 361,018,000 |
| Total loans | 230,407,000 | 234,688,000 | 245,523,000 | 251,110,000 |
| Allowance for loan losses | 2,310,000 | 2,211,000 | 2,101,000 | 1,906,000 |
| Securities available for sale | 74,475,000 | 76,499,000 | 80,958,000 | 83,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,099,000 | 299,542,000 | 293,418,000 | 299,955,000 |
| Interest-bearing deposits | 251,294,000 | 251,667,000 | 245,592,000 | 253,722,000 |
| Noninterest-bearing deposits | 46,805,000 | 47,875,000 | 47,826,000 | 46,233,000 |
| Equity capital | 48,211,000 | 49,962,000 | 51,000,000 | 53,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,450,000 | 8,643,000 | 12,936,000 | 17,365,000 |
| Interest expense | 438,000 | 899,000 | 1,275,000 | 1,850,000 |
| Net interest income | 4,012,000 | 7,744,000 | 11,661,000 | 15,515,000 |
| Noninterest income | 1,432,000 | 2,712,000 | 4,112,000 | 5,677,000 |
| Noninterest expense | 3,655,000 | 6,456,000 | 9,656,000 | 13,029,000 |
| Provision for loan losses | 556,000 | 556,000 | 556,000 | 556,000 |
| Pretax income | 1,247,000 | 3,414,000 | 5,531,000 | 7,577,000 |
| Income tax | 392,000 | 782,000 | 1,255,000 | 1,702,000 |
| Net income | 855,000 | 2,632,000 | 4,276,000 | 5,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,042,000 | 50,819,000 | 52,461,000 | 54,061,000 |
| Total capital | 51,352,000 | 53,030,000 | 54,562,000 | 55,967,000 |
| Risk-weighted assets | 220,529,000 | 221,174,000 | 227,076,000 | 227,912,000 |