Call reports 2017
HOMETOWN BANK OF ALABAMA, THE — 2017
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 350,368,000 | 348,162,000 | 350,159,000 | 354,424,000 |
| Total loans | 218,245,000 | 223,439,000 | 229,453,000 | 232,159,000 |
| Allowance for loan losses | 1,818,000 | 1,857,000 | 1,853,000 | 1,883,000 |
| Securities available for sale | 88,754,000 | 73,603,000 | 79,823,000 | 79,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,138,000 | 289,855,000 | 290,241,000 | 293,863,000 |
| Interest-bearing deposits | 248,752,000 | 247,903,000 | 246,335,000 | 248,850,000 |
| Noninterest-bearing deposits | 44,386,000 | 41,952,000 | 43,906,000 | 45,013,000 |
| Equity capital | 45,368,000 | 47,620,000 | 49,142,000 | 50,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,946,000 | 12,075,000 | 16,174,000 |
| Interest expense | 361,000 | 734,000 | 1,113,000 | 1,499,000 |
| Net interest income | 3,577,000 | 7,212,000 | 10,962,000 | 14,675,000 |
| Noninterest income | 1,203,000 | 2,472,000 | 3,630,000 | 4,743,000 |
| Noninterest expense | 2,387,000 | 4,955,000 | 7,391,000 | 10,221,000 |
| Provision for loan losses | 0 | 175,000 | 325,000 | 575,000 |
| Pretax income | 2,368,000 | 4,555,000 | 6,877,000 | 8,625,000 |
| Income tax | 809,000 | 1,509,000 | 2,255,000 | 2,772,000 |
| Net income | 1,559,000 | 3,046,000 | 4,622,000 | 5,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,796,000 | 47,282,000 | 48,859,000 | 50,092,000 |
| Total capital | 47,614,000 | 49,139,000 | 50,712,000 | 51,975,000 |
| Risk-weighted assets | 213,837,000 | 215,211,000 | 218,934,000 | 224,503,000 |