Call reports 2008
HOMETOWN BANK OF ALABAMA, THE — 2008
What HOMETOWN BANK OF ALABAMA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 177,325,000 | 171,673,000 | 180,845,000 | 185,019,000 |
| Total loans | 119,053,000 | 117,152,000 | 125,390,000 | 128,161,000 |
| Allowance for loan losses | 1,191,000 | 1,172,000 | 1,255,000 | 1,286,000 |
| Securities available for sale | 33,046,000 | 45,371,000 | 44,385,000 | 47,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,035,000 | 142,849,000 | 148,564,000 | 155,644,000 |
| Interest-bearing deposits | 136,617,000 | 127,672,000 | 133,850,000 | 140,906,000 |
| Noninterest-bearing deposits | 14,418,000 | 15,177,000 | 14,714,000 | 14,738,000 |
| Equity capital | 15,529,000 | 15,584,000 | 16,515,000 | 16,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,886,000 | 8,963,000 | 12,060,000 |
| Interest expense | 1,415,000 | 2,648,000 | 3,854,000 | 5,075,000 |
| Net interest income | 1,533,000 | 3,238,000 | 5,109,000 | 6,985,000 |
| Noninterest income | 319,000 | 772,000 | 1,246,000 | 1,738,000 |
| Noninterest expense | 1,110,000 | 2,273,000 | 3,471,000 | 4,699,000 |
| Provision for loan losses | 110,000 | 140,000 | 257,000 | 322,000 |
| Pretax income | 632,000 | 1,610,000 | 2,642,000 | 3,718,000 |
| Income tax | 208,000 | 523,000 | 870,000 | 1,230,000 |
| Net income | 424,000 | 1,087,000 | 1,772,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,548,000 | 16,139,000 | 16,826,000 | 17,210,000 |
| Total capital | 16,739,000 | 17,311,000 | 18,081,000 | 18,496,000 |
| Risk-weighted assets | 121,902,000 | 119,814,000 | 126,662,000 | 127,744,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN BANK OF ALABAMA, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.