Call reports 2025
OKLAHOMA BANK AND TRUST COMPANY — 2025
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 198,599,000 | 193,308,000 | 186,630,000 | 208,751,000 |
| Total loans | 75,401,000 | 71,709,000 | 73,421,000 | 75,745,000 |
| Allowance for loan losses | 1,807,000 | 1,809,000 | 1,827,000 | 1,727,000 |
| Securities available for sale | 74,725,000 | 76,385,000 | 78,242,000 | 77,490,000 |
| Securities held to maturity | 28,805,000 | 31,865,000 | 28,988,000 | 30,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,750,000 | 166,003,000 | 158,290,000 | 180,184,000 |
| Interest-bearing deposits | 132,619,000 | 125,719,000 | 123,047,000 | 146,398,000 |
| Noninterest-bearing deposits | 39,131,000 | 40,284,000 | 35,243,000 | 33,786,000 |
| Equity capital | 24,578,000 | 25,088,000 | 26,027,000 | 26,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,085,000 | 4,231,000 | 6,343,000 | 8,417,000 |
| Interest expense | 896,000 | 1,762,000 | 2,611,000 | 3,399,000 |
| Net interest income | 1,189,000 | 2,469,000 | 3,732,000 | 5,018,000 |
| Noninterest income | 154,000 | 293,000 | 421,000 | 568,000 |
| Noninterest expense | 760,000 | 1,535,000 | 2,395,000 | 3,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 583,000 | 1,227,000 | 1,758,000 | 2,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,227,000 | 1,758,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,364,000 | 27,708,000 | 27,888,000 | 27,921,000 |
| Total capital | 28,302,000 | 28,620,000 | 28,794,000 | 28,866,000 |
| Risk-weighted assets | 74,199,000 | 72,116,000 | 71,570,000 | 74,828,000 |