Call reports 2024
OKLAHOMA BANK AND TRUST COMPANY — 2024
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 189,011,000 | 187,936,000 | 184,720,000 | 204,867,000 |
| Total loans | 77,672,000 | 74,215,000 | 71,570,000 | 71,526,000 |
| Allowance for loan losses | 1,753,000 | 1,787,000 | 1,799,000 | 1,804,000 |
| Securities available for sale | 63,746,000 | 66,992,000 | 71,237,000 | 75,328,000 |
| Securities held to maturity | 39,102,000 | 36,129,000 | 32,324,000 | 30,882,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,353,000 | 162,647,000 | 157,527,000 | 178,996,000 |
| Interest-bearing deposits | 125,010,000 | 123,769,000 | 118,928,000 | 141,622,000 |
| Noninterest-bearing deposits | 39,343,000 | 38,878,000 | 38,599,000 | 37,374,000 |
| Equity capital | 22,169,000 | 22,804,000 | 24,694,000 | 23,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 3,989,000 | 6,022,000 | 8,020,000 |
| Interest expense | 721,000 | 1,469,000 | 2,361,000 | 3,209,000 |
| Net interest income | 1,266,000 | 2,520,000 | 3,661,000 | 4,811,000 |
| Noninterest income | 165,000 | 325,000 | 460,000 | 607,000 |
| Noninterest expense | 790,000 | 1,657,000 | 2,445,000 | 3,219,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 611,000 | 1,128,000 | 1,606,000 | 2,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 611,000 | 1,128,000 | 1,606,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,612,000 | 26,829,000 | 27,008,000 | 27,080,000 |
| Total capital | 27,497,000 | 27,783,000 | 27,925,000 | 27,985,000 |
| Risk-weighted assets | 69,946,000 | 75,551,000 | 72,491,000 | 71,537,000 |