Call reports 2023
OKLAHOMA BANK AND TRUST COMPANY — 2023
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 196,049,000 | 192,305,000 | 182,874,000 | 194,538,000 |
| Total loans | 70,002,000 | 72,037,000 | 72,035,000 | 76,642,000 |
| Allowance for loan losses | 1,600,000 | 1,601,000 | 1,708,000 | 1,711,000 |
| Securities available for sale | 53,540,000 | 52,036,000 | 49,942,000 | 54,645,000 |
| Securities held to maturity | 51,188,000 | 48,728,000 | 46,642,000 | 44,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,539,000 | 168,777,000 | 159,781,000 | 169,845,000 |
| Interest-bearing deposits | 131,449,000 | 127,304,000 | 121,629,000 | 130,107,000 |
| Noninterest-bearing deposits | 41,090,000 | 41,473,000 | 38,152,000 | 39,738,000 |
| Equity capital | 21,008,000 | 20,957,000 | 20,513,000 | 22,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,273,000 | 4,979,000 | 6,793,000 |
| Interest expense | 487,000 | 1,042,000 | 1,669,000 | 2,334,000 |
| Net interest income | 1,079,000 | 2,231,000 | 3,310,000 | 4,459,000 |
| Noninterest income | 178,000 | 313,000 | 464,000 | 625,000 |
| Noninterest expense | 870,000 | 1,674,000 | 2,493,000 | 3,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 387,000 | 870,000 | 1,281,000 | 1,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 870,000 | 1,281,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,721,000 | 25,904,000 | 26,065,000 | 26,301,000 |
| Total capital | 26,673,000 | 26,866,000 | 27,006,000 | 27,290,000 |
| Risk-weighted assets | 75,486,000 | 76,305,000 | 74,493,000 | 78,432,000 |