Call reports 2022
OKLAHOMA BANK AND TRUST COMPANY — 2022
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 186,747,000 | 193,227,000 | 186,210,000 | 202,309,000 |
| Total loans | 67,485,000 | 68,921,000 | 69,194,000 | 72,245,000 |
| Allowance for loan losses | 1,726,000 | 1,712,000 | 1,722,000 | 1,663,000 |
| Securities available for sale | 62,595,000 | 60,173,000 | 57,663,000 | 56,617,000 |
| Securities held to maturity | 52,742,000 | 50,321,000 | 54,362,000 | 51,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,545,000 | 169,227,000 | 162,953,000 | 178,581,000 |
| Interest-bearing deposits | 125,635,000 | 133,059,000 | 126,259,000 | 137,660,000 |
| Noninterest-bearing deposits | 34,910,000 | 36,168,000 | 36,694,000 | 40,921,000 |
| Equity capital | 23,374,000 | 21,123,000 | 20,460,000 | 20,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,499,000 | 3,871,000 | 5,334,000 |
| Interest expense | 111,000 | 233,000 | 399,000 | 647,000 |
| Net interest income | 1,132,000 | 2,266,000 | 3,472,000 | 4,687,000 |
| Noninterest income | 235,000 | 378,000 | 520,000 | 675,000 |
| Noninterest expense | 755,000 | 1,564,000 | 2,411,000 | 3,292,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 582,000 | 1,040,000 | 1,541,000 | 2,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 582,000 | 1,040,000 | 1,541,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,601,000 | 25,659,000 | 25,810,000 | 25,599,000 |
| Total capital | 26,534,000 | 26,592,000 | 26,773,000 | 26,574,000 |
| Risk-weighted assets | 73,841,000 | 73,880,000 | 76,312,000 | 77,333,000 |