Call reports 2020
OKLAHOMA BANK AND TRUST COMPANY — 2020
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 163,261,000 | 173,632,000 | 168,444,000 | 176,253,000 |
| Total loans | 71,336,000 | 74,945,000 | 74,021,000 | 68,712,000 |
| Allowance for loan losses | 1,507,000 | 1,540,000 | 1,672,000 | 1,680,000 |
| Securities available for sale | 56,187,000 | 58,961,000 | 52,255,000 | 47,849,000 |
| Securities held to maturity | 26,056,000 | 32,132,000 | 34,873,000 | 43,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,815,000 | 143,418,000 | 138,010,000 | 146,062,000 |
| Interest-bearing deposits | 107,094,000 | 109,479,000 | 106,007,000 | 115,410,000 |
| Noninterest-bearing deposits | 26,721,000 | 33,939,000 | 32,003,000 | 30,652,000 |
| Equity capital | 25,757,000 | 26,454,000 | 26,731,000 | 26,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 2,913,000 | 4,641,000 | 6,070,000 |
| Interest expense | 326,000 | 594,000 | 805,000 | 983,000 |
| Net interest income | 1,156,000 | 2,319,000 | 3,836,000 | 5,087,000 |
| Noninterest income | 158,000 | 265,000 | 420,000 | 558,000 |
| Noninterest expense | 729,000 | 1,474,000 | 2,348,000 | 3,221,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 555,000 | 1,050,000 | 1,818,000 | 2,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 555,000 | 1,050,000 | 1,818,000 | 2,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,760,000 | 24,804,000 | 25,098,000 | 24,864,000 |
| Total capital | 25,651,000 | 25,769,000 | 26,054,000 | 25,771,000 |
| Risk-weighted assets | 70,649,000 | 76,658,000 | 75,777,000 | 71,760,000 |