Call reports 2019
OKLAHOMA BANK AND TRUST COMPANY — 2019
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,696,000 | 161,427,000 | 159,437,000 | 168,051,000 |
| Total loans | 71,556,000 | 70,568,000 | 72,186,000 | 72,921,000 |
| Allowance for loan losses | 1,410,000 | 1,440,000 | 1,459,000 | 1,479,000 |
| Securities available for sale | 59,802,000 | 58,381,000 | 54,876,000 | 58,283,000 |
| Securities held to maturity | 19,936,000 | 18,480,000 | 23,610,000 | 25,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,391,000 | 132,069,000 | 129,995,000 | 138,651,000 |
| Interest-bearing deposits | 107,844,000 | 102,851,000 | 102,669,000 | 110,961,000 |
| Noninterest-bearing deposits | 28,546,000 | 29,218,000 | 27,326,000 | 27,690,000 |
| Equity capital | 24,267,000 | 25,143,000 | 25,293,000 | 25,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,042,000 | 4,605,000 | 6,116,000 |
| Interest expense | 309,000 | 640,000 | 978,000 | 1,310,000 |
| Net interest income | 1,200,000 | 2,402,000 | 3,627,000 | 4,806,000 |
| Noninterest income | 162,000 | 304,000 | 451,000 | 635,000 |
| Noninterest expense | 690,000 | 1,410,000 | 2,196,000 | 2,985,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 642,000 | 1,236,000 | 1,792,000 | 2,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 642,000 | 1,236,000 | 1,792,000 | 2,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,460,000 | 24,554,000 | 24,660,000 | 24,504,000 |
| Total capital | 25,374,000 | 25,447,000 | 25,545,000 | 25,417,000 |
| Risk-weighted assets | 72,594,000 | 70,880,000 | 70,212,000 | 72,507,000 |