Call reports 2018
OKLAHOMA BANK AND TRUST COMPANY — 2018
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,077,000 | 159,486,000 | 163,050,000 | 165,929,000 |
| Total loans | 73,000,000 | 70,964,000 | 71,911,000 | 72,472,000 |
| Allowance for loan losses | 1,219,000 | 1,317,000 | 1,353,000 | 1,384,000 |
| Securities available for sale | 46,082,000 | 57,938,000 | 61,899,000 | 59,205,000 |
| Securities held to maturity | 22,153,000 | 20,032,000 | 21,339,000 | 20,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,582,000 | 132,017,000 | 131,497,000 | 137,773,000 |
| Interest-bearing deposits | 103,928,000 | 103,530,000 | 101,804,000 | 109,340,000 |
| Noninterest-bearing deposits | 28,654,000 | 28,487,000 | 29,693,000 | 28,433,000 |
| Equity capital | 23,063,000 | 23,096,000 | 23,251,000 | 23,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,695,000 | 4,159,000 | 5,649,000 |
| Interest expense | 179,000 | 397,000 | 641,000 | 910,000 |
| Net interest income | 1,135,000 | 2,298,000 | 3,518,000 | 4,739,000 |
| Noninterest income | 169,000 | 314,000 | 503,000 | 660,000 |
| Noninterest expense | 735,000 | 1,445,000 | 2,163,000 | 2,959,000 |
| Provision for loan losses | 90,000 | 180,000 | 210,000 | 240,000 |
| Pretax income | 479,000 | 987,000 | 1,648,000 | 2,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 987,000 | 1,648,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,672,000 | 23,931,000 | 24,342,000 | 24,093,000 |
| Total capital | 24,688,000 | 24,931,000 | 25,273,000 | 25,013,000 |
| Risk-weighted assets | 81,072,000 | 79,693,000 | 74,100,000 | 73,100,000 |